If you adore the nostalgic comfort of classic banana bread but are craving something extra special, this Banana Bread Cake with Cream Cheese Frosting will absolutely delight you. Imagine all the warmth, moisture, and sweet banana flavor of your favorite loaf, turned into an irresistibly soft cake and crowned with the most luscious, tangy cream cheese frosting. Every bite is a happy marriage of homey simplicity and celebration-worthy indulgence. Whether you’re making it for a birthday, potluck, or just because you have a trio of overripe bananas begging to be used, this recipe is pure joy on a plate!

Ingredients You’ll Need
Gathering the ingredients for Banana Bread Cake with Cream Cheese Frosting is a breeze, but don’t underestimate how each one punches above its weight in flavor and texture. From the ripeness of your bananas to the quality of your butter, every choice shapes the final cake’s personality—so here’s what you’ll need and why it matters:
- Ripe Bananas: The riper, the better! Brown-speckled bananas lend maximum sweetness and moisture to the cake.
- All-Purpose Flour: Provides the perfect base for a tender but sturdy crumb that supports the glossy layer of frosting.
- Baking Soda: Gives the cake a gentle lift, making each bite airy and soft.
- Salt: Just a pinch keeps the sweetness balanced and ensures the banana flavor shines through.
- Ground Cinnamon: Adds warm, cozy notes that make each bite taste like a hug.
- Unsalted Butter (for cake and frosting): Softened butter is crucial for a light, rich cake and a satiny-smooth frosting.
- Granulated Sugar and Brown Sugar: The combo creates depth; brown sugar adds moisture and subtle molasses flavors.
- Large Eggs: Bind everything together, giving structure and helping the cake rise.
- Vanilla Extract (for cake and frosting): Unifies all the flavors, adding that extra-special aroma and taste.
- Sour Cream: Secret weapon for unbeatable tenderness and moisture—don’t skip it!
- Cream Cheese: King of the frosting world; it creates a creamy, tangy layer that’s utterly addictive.
- Powdered Sugar: Blends into the cream cheese for a flawlessly smooth and sweet finish.
- Pinch of Salt (for frosting): Gives the frosting just the right savory balance to keep it from being overly sweet.
How to Make Banana Bread Cake with Cream Cheese Frosting
Step 1: Prep Your Equipment
Start by preheating your oven to 350°F (175°C) and getting your 9×13-inch baking pan ready. You can either give it a generous greasing or line it neatly with parchment paper—this will guarantee a quick, fuss-free release when your cake is done baking. Trust me, nothing’s worse than losing a perfect corner to a sticky pan!
Step 2: Mix Dry Ingredients
Whisk together the flour, baking soda, salt, and ground cinnamon in a medium bowl. Mixing these dry ingredients first ensures everything is evenly distributed, so you won’t encounter any baking soda pockets or spicy cinnamon streaks when enjoying your finished Banana Bread Cake with Cream Cheese Frosting.
Step 3: Cream Butter and Sugars
In a large mixing bowl, beat the softened butter, granulated sugar, and brown sugar until it turns pale and fluffy. This step is crucial; you want that butter to aerate so the cake bakes up lighter and more tender. Plus, creaming the sugars with the butter helps them dissolve evenly.
Step 4: Add Eggs and Flavorings
One by one, mix in the eggs, blending well after each addition. Stir in the vanilla extract and mashed bananas, making sure everything is beautifully combined. The bananas should be well mashed but not totally pureed—those little chunks add character!
Step 5: Incorporate Sour Cream and Dry Ingredients
Mix in the sour cream to give your batter a silky richness. Now, gently fold in your dry ingredients in batches, just until every streak of flour disappears. Be careful not to overmix; this ensures your Banana Bread Cake with Cream Cheese Frosting turns out soft and moist, not tough.
Step 6: Bake and Cool
Pour the luscious batter into your prepared pan, smoothing the top for even baking. Pop it in the oven for 30 to 35 minutes until golden, and a toothpick inserted in the center comes out clean. Let the cake cool completely—it’s the only way your frosting will spread like a dream and not melt into a puddle!
Step 7: Make Cream Cheese Frosting
In a fresh bowl, beat together the softened cream cheese and butter until perfectly smooth. Next, add powdered sugar, a hint of vanilla, and a pinch of salt. Keep mixing until you see a fluffy, creamy frosting just begging to be swirled over the cake. This tangy topping is what transforms this dessert into a show-stopping Banana Bread Cake with Cream Cheese Frosting.
Step 8: Frost, Slice, and Serve
Generously spread the cream cheese frosting over your cooled cake, then take a moment to admire your masterpiece. Slice into squares, serve, and watch faces light up—no one can resist this magical combo of flavors and textures.
How to Serve Banana Bread Cake with Cream Cheese Frosting

Garnishes
A few well-chosen garnishes can take your Banana Bread Cake with Cream Cheese Frosting from delightful to utterly unforgettable. Sprinkle a handful of chopped walnuts or pecans for some crunch, or add a dusting of cinnamon just before serving. If you’re feeling playful, a drizzle of caramel sauce or even a few banana slices on top will add a touch of elegance and flavor.
Side Dishes
This cake is rich and satisfying all on its own, but pairing it with the right side makes for a stunning dessert spread. A scoop of vanilla ice cream is classic, while fresh seasonal berries can brighten the plate and cut the cake’s sweetness. For a cozy tea-time vibe, simply serve with a steamy mug of chai or coffee to complement those cinnamon and banana notes.
Creative Ways to Present
You can easily turn Banana Bread Cake with Cream Cheese Frosting into a celebratory centerpiece. Try cutting the cake into small squares and arranging them on a tiered stand for parties, or serving in individual ramekins for a more intimate touch. Want to get festive? Decorate with edible flowers or add fun sprinkles for birthdays—there’s no end to the ways you can make this dessert shine.
Make Ahead and Storage
Storing Leftovers
If you’re lucky enough to have leftovers, transfer slices of your Banana Bread Cake with Cream Cheese Frosting to an airtight container and refrigerate. It’ll stay fresh and moist for up to 4 days, and the chill actually helps set the frosting for even neater slices next time.
Freezing
You can absolutely freeze this cake! Simply wrap unfrosted cake tightly in plastic wrap, then foil, and freeze for up to 2 months. For frosted cake, flash freeze the slices on a tray, then wrap and store. Thaw in the fridge overnight before devouring.
Reheating
Warm a slice in the microwave at 50 percent power for 10 to 15 seconds to soften the crumb and take the chill off. If you want to enjoy a room-temperature bite, just let the cake sit out for about 30 minutes after removing it from the refrigerator. The cream cheese frosting will come back to its creamy best.
FAQs
Can I use frozen bananas for Banana Bread Cake with Cream Cheese Frosting?
Absolutely! Thaw the bananas fully and drain off any excess liquid before mashing. Frozen bananas are often even sweeter, which makes them an excellent choice for this cake.
Is it possible to make this recipe gluten-free?
Yes, you can substitute a high-quality gluten-free all-purpose flour blend in place of regular flour. Just be mindful of any additional ingredients your blend might have, and check for proper baking powder or soda ratios.
Can I make Banana Bread Cake with Cream Cheese Frosting in advance?
Definitely! You can bake the cake a day ahead and frost it once it’s completely cool. This actually lets the flavors mingle and makes for easy, stress-free entertaining.
What nuts work best if I want to add some crunch?
Walnuts and pecans are both classic choices and their rich, buttery flavors complement bananas beautifully. Just fold about 1/2 cup of chopped nuts into the batter before baking.
How do I get my frosting ultra-smooth without any lumps?
Make sure your cream cheese and butter are at room temperature before beating them together. Sifting the powdered sugar helps prevent graininess, and be sure to mix until absolutely creamy for that dreamy topping.
Final Thoughts
I hope you’re as excited as I am to bake up this Banana Bread Cake with Cream Cheese Frosting in your own kitchen! It’s cozy, celebratory, and the kind of treat that turns ordinary days into occasions. Trust me, your friends and family will ask for this recipe again and again—so don’t be surprised if it quickly becomes a favorite in your home, too.
