If you have a stash of ripe bananas begging to be used, this Easy Chocolate Chip Banana Bread Recipe is your ticket to a warm, comforting treat that feels like a hug in every bite. Packed with sweet bananas and melty chocolate chips, this bread balances moistness and flavor perfectly, making it a beloved classic for both breakfast and snack time. Once you try this recipe, it’s going to become your go-to whenever you want something simple, delicious, and totally satisfying.

Ingredients You’ll Need
These ingredients are straightforward pantry staples, each playing an important role in bringing this recipe together with rich flavor, tender crumb, and irresistible chocolatey pockets.
- 4 overripe bananas: The star of the show, bringing natural sweetness and moisture to the bread.
- 1/2 cup unsalted butter (softened): Adds richness and a tender texture without overpowering the banana flavor.
- 1/4 cup granulated sugar: Provides subtle sweetness and helps with browning the crust.
- 1/4 cup brown sugar (packed): Adds a deep, caramel note for a more complex sweetness.
- 2 large eggs (room temperature): Bind everything together and give structure to the bread.
- 1 teaspoon pure vanilla extract: Enhances the flavors and adds a lovely aromatic touch.
- 1 1/2 cups all-purpose flour: The base of your bread, giving it body and crumb.
- 1 teaspoon baking soda: Helps the bread rise and keeps it light and fluffy.
- 1/2 teaspoon baking powder: Works with baking soda for the perfect lift.
- 1/2 teaspoon salt: Balances the sweetness and enhances all the other flavors.
- 1 cup semi-sweet chocolate chips: The decadent bursts of chocolate throughout that make every slice irresistible.
How to Make Easy Chocolate Chip Banana Bread Recipe
Step 1: Prepare Your Pan and Oven
Start by preheating your oven to 350°F (175°C) and generously greasing a 9×5-inch metal loaf pan. Getting this done upfront helps your banana bread slide out smoothly once baked, setting you up for success.
Step 2: Mash the Bananas
Grab a small bowl and mash those overripe bananas until they are smooth with just a few small lumps for texture. This creamy banana base ensures your bread stays moist and bursting with fruity flavor.
Step 3: Cream Butter and Sugars
In a large mixing bowl, use a hand mixer or whisk to cream together the softened butter, granulated sugar, and brown sugar. Beat until the mixture is fluffy and light—this step gives your bread a tender crumb and rich flavor.
Step 4: Mix in Eggs, Bananas, and Vanilla
Now add the eggs one at a time, mixing well after each addition, then stir in the mashed bananas and vanilla extract until the batter is smooth and fully blended. This combo gives your loaf moisture and a lovely sweetness.
Step 5: Combine Dry Ingredients and Fold in Chocolate Chips
Sift together the flour, baking soda, baking powder, and salt in a separate bowl. Gradually fold the dry mixture into the wet ingredients, being careful not to overmix. Finally, gently stir in three-fourths of the chocolate chips to spread those chocolate pockets throughout your bread.
Step 6: Bake and Cool
Pour the batter into your greased loaf pan, then sprinkle the remaining chocolate chips on top for a beautiful finish. Bake for 50 to 60 minutes, or until a toothpick inserted in the center comes out clean. Allow the bread to cool completely before slicing—it’s worth the wait!
How to Serve Easy Chocolate Chip Banana Bread Recipe
Garnishes
A simple dusting of powdered sugar or a dollop of whipped cream complements this bread beautifully, adding just a touch of elegance while highlighting its rich flavors.
Side Dishes
Pair your warm slice with a cup of freshly brewed coffee or a cold glass of milk—classic companions that bring out the sweetness and make for a cozy, satisfying snack.
Creative Ways to Present
For a festive twist, slice the bread and serve with a drizzle of melted peanut butter or a smear of cream cheese frosting. You can even toast slices lightly for added crunch and serve with fresh berries for a breakfast treat that impresses.
Make Ahead and Storage
Storing Leftovers
You can store leftover Easy Chocolate Chip Banana Bread Recipe slices in an airtight container at room temperature for up to three days. This keeps it soft and moist, perfect for snacking without any fuss.
Freezing
Want to save some for later? Wrap individual slices tightly in plastic wrap and freeze in a zip-top bag. When you’re ready, just thaw at room temperature or gently warm up to enjoy that fresh-baked feeling anytime.
Reheating
To bring your banana bread back to life, pop a slice in the microwave for about 15 seconds or toast it lightly. This refreshes the texture, making it warm and melty, especially delicious with those chocolate chips.
FAQs
Can I use frozen bananas for this recipe?
Absolutely! Frozen bananas work perfectly once thawed and mashed, making this an excellent way to reduce waste and always have ripe bananas on hand for your bread.
Is it possible to make this recipe vegan?
Yes, you can substitute the butter with a plant-based alternative, and use flax eggs or another egg substitute. Keep the rest of the ingredients the same, and you’ll still get a delicious loaf!
Why do I need both baking soda and baking powder?
The combination helps guarantee a nice rise and fluffy texture. Baking soda reacts with the acidic bananas, while baking powder provides additional lift, preventing the bread from becoming dense.
Can I add nuts to the Easy Chocolate Chip Banana Bread Recipe?
Definitely! Chopped walnuts or pecans add a delightful crunch and complement the sweetness of the bananas and chocolate chips beautifully.
How can I tell if the bread is fully baked?
The best test is inserting a toothpick in the center; if it comes out clean or with just a few moist crumbs (not wet batter), your bread is perfectly baked and ready to cool.
Final Thoughts
This Easy Chocolate Chip Banana Bread Recipe is a true crowd-pleaser that’s as simple as it is delicious. Whether you’re baking for family, guests, or just a cozy treat for yourself, this recipe hits all the right notes with its moist texture and gooey chocolate chips. Give it a try—you’ll find it quickly becomes one of your favorite ways to enjoy ripe bananas and luscious chocolate, baked into pure happiness.
Print
Easy Chocolate Chip Banana Bread Recipe
- Prep Time: 15 minutes
- Cook Time: 50 minutes
- Total Time: 1 hour 15 minutes
- Yield: 10 servings
- Category: Dessert
- Method: Baking
- Cuisine: American
- Diet: Vegetarian
Description
This Easy Chocolate Chip Banana Bread is a moist and flavorful treat, combining ripe bananas and semi-sweet chocolate chips for a perfect balance of sweetness and texture. Ideal for breakfast, snacks, or dessert, this classic recipe is simple to prepare and sure to please all ages.
Ingredients
Fruits
- 4 overripe bananas
Wet Ingredients
- 1/2 cup unsalted butter (softened)
- 2 large eggs (room temperature)
- 1 teaspoon pure vanilla extract
Sweeteners
- 1/4 cup granulated sugar
- 1/4 cup brown sugar (packed)
Dry Ingredients
- 1 1/2 cups all-purpose flour
- 1 teaspoon baking soda
- 1/2 teaspoon baking powder
- 1/2 teaspoon salt
Add-ins
- 1 cup semi-sweet chocolate chips
Instructions
- Preheat and prepare pan: Preheat your oven to 350°F (175°C) and grease a 9×5-inch metal loaf pan to prevent sticking and ensure easy removal of the banana bread.
- Mash bananas: In a small bowl, mash the overripe bananas thoroughly until smooth, which will provide natural sweetness and moisture to the bread.
- Cream butter and sugars: In a large mixing bowl, cream together the softened unsalted butter, granulated sugar, and brown sugar using a hand or stand mixer until the mixture becomes light and fluffy.
- Add wet ingredients: Mix in the eggs one at a time, followed by the mashed bananas and pure vanilla extract, blending until well combined for a uniform batter.
- Combine dry ingredients: Sift together the all-purpose flour, baking soda, baking powder, and salt into a separate bowl to ensure even distribution and to prevent lumps.
- Fold dry into wet: Gently fold the dry ingredients into the wet mixture using a spatula until just combined, being careful not to overmix to maintain tenderness.
- Incorporate chocolate chips: Stir in three-fourths of the semi-sweet chocolate chips into the batter, reserving the rest for topping.
- Pour batter and add topping: Pour the batter into the prepared loaf pan, then sprinkle the remaining chocolate chips evenly over the top to create a visually appealing and flavorful crust.
- Bake: Bake in the preheated oven for 50 to 60 minutes, or until a toothpick inserted into the center comes out clean, indicating the bread is fully cooked.
- Cool and serve: Allow the banana bread to cool in the pan for about 10 minutes, then transfer to a wire rack to cool completely before slicing to preserve the texture and flavor.
Notes
- Use overripe bananas with brown spots for maximum sweetness and moisture.
- Room temperature eggs help create a smoother batter and more even baking.
- To check doneness, insert a toothpick into the center; it should come out clean or with a few moist crumbs.
- For variation, you can substitute semi-sweet chocolate chips with walnuts or pecans.
- Store leftover banana bread in an airtight container at room temperature for up to 3 days, or refrigerate for up to a week.
- Let the bread cool completely before slicing to avoid crumbling.

